Personal Injury Education

Uninsured and Underinsured Motorist Coverage in New Mexico: What Every Driver Should Know Before a Crash

Here is a number every New Mexico driver should know: according to Insurance Research Council claims data from 2023, roughly 24.1% of New Mexico motorists are uninsured — the second-highest rate in the country. That means when you pull into traffic on I-25 or Central, close to one in four of the drivers around you

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Partly at Fault for a Crash in New Mexico? You Can Still Recover Damages

Yes — in New Mexico you can still recover damages even if a crash was partly your fault. New Mexico follows a rule called pure comparative negligence: your compensation is reduced by your percentage of fault, but you are never barred from recovery just because you share blame. This is one of the most misunderstood

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Pre-Existing Conditions and Your New Mexico Injury Claim: What the Eggshell Plaintiff Rule Actually Means

The phone call from the insurance adjuster sounds reasonable. They have your medical records now. They have noticed a 2019 visit for back pain, a chiropractor appointment after you moved apartments, a note about migraines from years ago. And they have a number they would like you to consider — a number that is much

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“It Was Partly My Fault” — What New Mexico’s Comparative Negligence Law Actually Means for Your Injury Claim

Legally reviewed by Alex Flores, New Mexico attorney since 2013. Last updated: July 2026. Key takeaways New Mexico is a pure comparative negligence state: you can recover damages even if you were mostly at fault — there is no 50% cutoff. Your recovery is reduced by your percentage of fault: 30% at fault on a

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